For those who are currently looking for dental insurance coverage, there are options open to you that you probably have never thought about. In order to find dental insurance that is affordable and offers you the coverage you and/or your family needs, sometimes you have to think outside the box. Below is a list of places to look for dental coverage that you may not have thought about.
1) State funded dental programs. While these programs used to be only available to the poor and unemployed, many states now offer plans that people in the middle class can qualify for. Not only are these plans very inexpensive, they usually offer a big list of participating dentists for you to see as well. Call your state health department for more information.
2) Private discount groups. As the need for affordable dental care grows, so do the amount of these private groups that are being formed to help their members get affordable dental work. You don’t have to pay expensive premiums, just a one time membership fee. For being a member, you have access to the group’s usually large list of dentists that offer discounted work. This option is best for individuals and for those looking to get cheap cosmetic dental work done.
3) Business groups. There are more and more business networking groups that are offering discounts on dental coverage to their members because they have worked out an agreement with the insurance company. This is a great option for those who are self employed because not only do you get access to cheap dental insurance when you do, you can gain business contacts and referrals at the same time.