There are several options when it comes to securing either an individual dental coverage or a family dental plan. However, most are expensive and if you are left to pay for it on your own, (without the help of an employer), affording it could be very difficult. There are options out there to help you find an affordable dental plan that are outside of the traditional dental insurance realm. The best one going these days are new discount dental plans.
What are discount dental plans?
Simply put, they are membership groups you can join to take advantage of a participating network of dentists that offer the members of the group, discounted dental work. The specifics of what is covered varies from plan to plan but most of them offer all services. You can get discounts on routine dental work like check ups and teeth cleaning. You can also get major discounts for expensive procedures like surgeries or cosmetic style dentistry.
How much do they cost?
Most plans charge an annual or bi annual fee. Rarely is this fee more than $100 and if it is, the discounts that are being offered by the dentists should be big.
How much of a discount do you get?
Again, the answer will depend on the type of procedure you are looking to have done and on the plan itself, but the discounts will usually fall within the 50% to 70% range. In rare cases, the discounts can be even higher but they are usually specials run by the membership group for a limited time.