A lot of hard working people have recently found themselves either unemployed or forced to endure pay cuts because of our struggling economy. Furthermore, many people have also found themselves left with insurance coverage that isn’t as good as it needs to be or worse, without insurance coverage at all. One of the first types of insurance to go is dental insurance. If you are without dental coverage and are in need of it, this article could help you. Below is a list of the best dental plans out there for those who are uninsured. While these dental plans are not traditional dental insurance, they do offer great coverage that’s affordable to most.
1) State run dental plans. The specifics of the plans vary from state to state but most states offer tremendous plans at very low rates. There is a qualification process and most of it has to do with your total family income. However, with more and more full time employed people finding themselves without coverage, these qualifications have become much easier to hit. Many states now offer programs that those with a lower middle class income can qualify for.
2) Private group discounts. These plans are otherwise known as alternative dental discount plans. They are groups that get together a list of participating dentists that offer discounted dental work to the members of the group. In order to become a member, you pay a small annual fee. Usually, the fee is less than a hundred bucks. The discounts you receive off your dental work are significant and can be as high as 70%.
3) Federal programs. Just like state run dental plans, these federally funded plans are opening their doors to more and more people. To get information on them, contact your local health department.
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